[et_pb_section bb_built=”1″ admin_label=”section” fullwidth=”on” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” next_background_color=”#FFFFFF”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” parallax=”on” background_position=”top_left” module_class=”inner_slider” custom_padding=”29%|||” custom_padding_tablet=”33%|||” custom_padding_phone=”50%|||” box_shadow_blur=”10px” box_shadow_color=”rgba(0,0,0,0.1)” _builder_version=”3.2.2″][et_pb_slide heading=”Video Library” button_link=”#” background_image=”https://secure.titlecompanywebdesign.com/blackacretitle/wp-content/uploads/sites/158/2018/11/umhb-stadium.jpg” background_position=”top_left” background_size=”cover” background_color=”#ffffff” use_bg_overlay=”off” use_text_overlay=”on” text_overlay_color=”rgba(0,0,0,0.9)” alignment=”center” background_layout=”dark” allow_player_pause=”off” text_border_radius=”3″ header_font_select=”default” header_font=”|on|||” header_font_size=”45″ header_font_size_tablet=”45″ header_font_size_phone=”28″ header_font_size_last_edited=”on|phone” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”on” button_on_hover=”on” _builder_version=”3.2.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_repeat=”no-repeat” background_blend=”normal” background_video_pause_outside_viewport=”on” child_filter_hue_rotate=”0deg” child_filter_saturate=”100%” child_filter_brightness=”100%” child_filter_contrast=”100%” child_filter_invert=”0%” child_filter_sepia=”0%” child_filter_opacity=”100%” child_filter_blur=”0px” child_mix_blend_mode=”normal” text_shadow_style=”none” header_text_shadow_style=”none” body_text_shadow_style=”none” button_bg_use_color_gradient=”off” button_bg_color_gradient_overlays_image=”off” button_text_shadow_style=”none” box_shadow_style_button=”none” text_shadow_horizontal_length=”0em” text_shadow_vertical_length=”0em” text_shadow_blur_strength=”0em” header_text_shadow_horizontal_length=”0em” header_text_shadow_vertical_length=”0em” header_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” button_text_shadow_horizontal_length=”0em” button_text_shadow_vertical_length=”0em” button_text_shadow_blur_strength=”0em” /][/et_pb_fullwidth_slider][/et_pb_section][et_pb_section bb_built=”1″ admin_label=”section” prev_background_color=”#ffffff” next_background_color=”#000000″][et_pb_row admin_label=”row” background_position=”top_left” background_repeat=”repeat” background_size=”initial”][et_pb_column type=”2_3″][et_pb_code _builder_version=”3.2.2″]<h4>Starting</h4><!– [et_pb_line_break_holder] –><ul><!– [et_pb_line_break_holder] –><li><a href="../how-can-i-determine-my-housing-needs-before-i-begin-the-search/">Determining Your Housing Needs</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-do-i-begin-the-process-of-buying-a-home/">Start The Home-Buying Process!</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-do-lenders-decide-the-maximum-loan-amount-that-buyers-can-afford/">How Lenders Decide Your Maximum Loan</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-does-purchasing-a-home-compare-with-renting/">Purchasing Vs Renting A Home</a></li><!– [et_pb_line_break_holder] –><li><a href="../why-use-a-realtor/">Why Use a REALTOR?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-can-i-find-out-about-schools-community-resources/">Learn Your Community Resources</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-should-i-look-for-when-walking-through-a-home/">Walkthrough -What To Look For</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-can-i-keep-track-of-all-the-homes-i-see/">Keeping Track Of Homes</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-questions-should-i-ask-when-looking-at-homes/">What To Ask When Looking At Homes</a></li><!– [et_pb_line_break_holder] –><li><a href="../is-an-older-home-a-better-value-than-a-new-one/">Older Vs Newer Homes</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-earnest-money-and-how-much-should-i-set-aside/">What Is Earnest Money?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-does-a-home-inspector-do-and-how-does-an-inspection-figure-in-the-purchase-of-a-home/">What Do Home Inspectors Do?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-about-a-home-located-in-a-flood-plain/">What About Flood Plains?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-home-warranties-and-should-i-consider-them/">What Are Home Warranties?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-should-i-look-out-for-during-the-final-walk-through/">Final Walkthrough Warnings</a></li><!– [et_pb_line_break_holder] –></ul><!– [et_pb_line_break_holder] –><h4>Mortgage</h4><!– [et_pb_line_break_holder] –><ul><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-rate-lock/">What Is A Rate Lock?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-mortgage/">What Is A Mortgage?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-qualified-mortgage/">What is A Qualified Mortgage?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan/">What Is Loan-To-Value (LTV)?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-large-a-down-payment-do-i-need/">How Large A Down Payment Do I Need?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-does-ability-to-repay-mean/"> What Is Ability To Repay?</a></li><!– [et_pb_line_break_holder] –><li><a href="../are-there-special-mortgages-for-first-time-homebuyers/">First-Time Mortgages?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-types-of-mortgage-loans-are-available/">The Main Types Of Mortgages</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-does-the-interest-rate-factor-in-securing-a-mortgage-loan/">How Interest Affects Mortgages</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages/">Fixed-Rate Mortgage Advantages</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-factors-affect-mortgage-payments/">Key Factors In Mortgage Payments</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-included-in-a-monthly-mortgage-payment/">What Does A Mortgage Cover?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-discount-points/">What Are Discount Points?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-mortgage-insurance/">What Is Mortgage Insurance?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-pmi/">What Is PMI?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-prime/">What Is Prime?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-equity/">What Is Equity?</a></li><!– [et_pb_line_break_holder] –><li><a href="../can-i-pay-off-my-loan-ahead-of-schedule/">Can I Pay Off Early?</a></li><!– [et_pb_line_break_holder] –></ul><!– [et_pb_line_break_holder] –><h4>Financing</h4><!– [et_pb_line_break_holder] –><ul><!– [et_pb_line_break_holder] –><li><a href="../what-steps-need-to-be-taken-to-secure-a-loan/"> Key Steps To Secure Your Loan</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-the-debt-to-income-ratio-dti/">What is Debt-To-Income?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-are-pre-qualifying-and-pre-approval-different/"> Pre-Qualifying vs Pre-Approval</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-responsibilities-do-i-have-during-the-lending-process/">Lending Process DOs and DON'Ts</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-happens-after-ive-applied-for-my-loan/">After Your Loan Application</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-do-i-choose-the-right-lender-for-me/">Choosing Your Lender</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-do-i-choose-the-best-loan-program-for-me/">Choosing Your Home Loan</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-the-best-way-to-compare-loan-terms-between-lenders/">How To Compare Loans</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-costs-or-fees-are-associated-with-loan-origination/">Understanding Loan Fees</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-good-faith-estimate-and-how-does-it-help-me/">What is A Good Faith Estimate?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-respa/">What Is RESPA?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-an-appraisal/">What's An Appraisal?</a></li><!– [et_pb_line_break_holder] –></ul><!– [et_pb_line_break_holder] –><h4>Credit, Closing &amp; Federal Programs</h4><!– [et_pb_line_break_holder] –><ul><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-credit-bureau-score-and-how-do-lenders-use-them/">What is A Credit Score?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-can-i-find-out-information-about-my-credit-history-2/">Find Your Credit History</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-an-escrow-account-do-i-need-one/">What Is Escrow?</a></li><!– [et_pb_line_break_holder] –><li><a href="../closing-explained-visually/"> Closing Costs Explained Visually</a></li><!– [et_pb_line_break_holder] –><li><a href="../title-insurance-explained-visually/">Title Insurance Explained Visually</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-commissions/">What Are Real Estate Commissions?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-can-i-expect-to-happen-on-closing-day/">What Happens On Closing Day?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-do-i-get-at-closing/">What Do I Get At Closing?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-makes-up-closing-costs/">What Makes Up Closing Costs?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-can-the-fha-assist-me-in-buying-a-home/">How Can The FHA Help?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-the-steps-involved-in-the-fha-loan-process/">What Are The Steps In FHA Loans?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-types-of-closing-costs-are-associated-with-fha-insured-loans/">About FHA Closing Costs</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-203b-and-203k-loans/">About 203(b) and 203(k) FHA Loans</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-va-home-loans/">What Are VA Loans?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-are-the-major-types-of-va-loans/">Major VA Loan Types</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-certificate-of-eligibility-or-coe/">What is The VA COE?</a></li><!– [et_pb_line_break_holder] –></ul><!– [et_pb_line_break_holder] –><h4>Selling</h4><!– [et_pb_line_break_holder] –><ul><!– [et_pb_line_break_holder] –><li><a href="../how-do-i-make-a-home-ready-to-sell/">Making Your Home Ready To Sell</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-should-i-prepare-for-internet-showing/">Preparing For Internet Showing</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-should-i-prepare-the-inside-for-an-open-house/">Home Sales Tips -Prepping The Inside</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-should-i-prepare-the-outside-for-an-open-house/">Home Sales Tips -Prepping The Outside</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-do-i-evaluate-an-offer/">How Do I Evaluate An Offer?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-counter-offer/">What Is A Counter-Offer?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-does-the-closing-process-involve-when-i-sell/">The Closing Process For Home Sellers</a></li><!– [et_pb_line_break_holder] –><li><a href="../6-selling-mistakes/">6 Home-Selling Mistakes</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-details-can-i-ask-brokers-in-advance/">What Can I Ask Brokers?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-do-i-set-the-price-on-my-house/">Setting Your Price</a></li><!– [et_pb_line_break_holder] –><li><a href="../which-square-footage-figure-should-i-use/">Which Square Footage Figure??</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-is-a-home-marketed/">How Is A Home Marketed?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-can-i-improve-my-homes-value/">Improving Your Home's Value</a></li><!– [et_pb_line_break_holder] –></ul><!– [et_pb_line_break_holder] –><h4>TRID</h4><!– [et_pb_line_break_holder] –><ul><!– [et_pb_line_break_holder] –><li><a href="../what-do-lenders-have-to-tell-you-about-your-real-estate-loan/">What Lenders Must Disclose</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-kinds-of-loans-do-trid-disclosures-cover/">Loans Covered By TRID Disclosures</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-disclosures-are-used-for-loans-not-covered-by-trid/">Loans NOT Covered By TRID Disclosures</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-6-pieces-of-information-make-a-trid-loan-application/">6 Required Pieces of Information</a></li><!– [et_pb_line_break_holder] –><li><a href="../can-creditors-collect-information-beyond-the-6-required-pieces/">Can Lenders Request More Information?</a></li><!– [et_pb_line_break_holder] –><li><a href="../do-creditors-have-to-approve-trid-loans-in-3-days/">Do Lenders HAVE To Approve In 3 Days?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-is-a-business-day-for-real-estate-loan-disclosures/">What Is A Business Day?</a></li><!– [et_pb_line_break_holder] –><li><a href="../how-long-must-creditors-keep-real-estate-loan-records/">How Long Will Lenders Keep My Records?</a></li><!– [et_pb_line_break_holder] –><li><a href="../what-will-the-trid-loan-estimate-tell-me/">What Does The Loan Estimate Tell You?</a></li><!– [et_pb_line_break_holder] –><li><a href="../could-my-loan-costs-exceed-the-loan-estimate/">Could My Loan Exceed The Estimate?</a></li><!– [et_pb_line_break_holder] –><li><a href="../whats-refunded-if-my-loan-is-higher-than-my-estimate/">Refunds -If Your Loan Exceeds Your Estimate</a></li><!– [et_pb_line_break_holder] –><li><a href="../can-creditors-revise-trid-loan-estimates/">Can Creditors Revise Loan Estimates?</a></li><!– [et_pb_line_break_holder] –><li><a href="../can-my-settlement-charges-change/">Can My Settlement Charges Change?</a></li><!– [et_pb_line_break_holder] –><li><a href="../when-do-i-get-my-loan-closing-disclosure/">When Do I Get My Closing Disclosure?</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-estimate-terms-payments-and-closing-costs/">Loan Estimates -Terms, Payments, Closing</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-estimate-page-2-loan-costs/">Loan Estimates -Loan Costs</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-estimate-services-you-cannot-shop-for/">Loan Estimates -Services You Can't Shop</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-estimate-services-you-can-shop-for/">Loan Estimates -Services You CAN Shop</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-estimate-other-costs/">Loan Estimates -Other Costs</a></li><!– [et_pb_line_break_holder] –><li><a href="../calculating-your-cash-to-close/">Calculating Your Cash To Close</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-loan-estimate-comparisons/">Understanding Loan Estimate Comparisons</a></li><!– [et_pb_line_break_holder] –><li><a href="../your-rights-and-rules-for-closing-disclosures/">Your Rights For Closing Disclosures</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-closing-disclosure-page-1/">Closing Disclosures -Understanding Page 1</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-closing-cost-details/">Closing Disclosures – Closing Costs</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-cash-and-transaction-summaries/">Closing Disclosures – Understanding Summaries</a></li><!– [et_pb_line_break_holder] –><li><a href="../understanding-your-loan-additional-information-can-be-important/">Closing Disclosures – Important Additions</a></li><!– [et_pb_line_break_holder] –></ul><!– [et_pb_line_break_holder] –>[/et_pb_code][/et_pb_column][et_pb_column type=”1_3″][et_pb_sidebar global_module=”553″ saved_tabs=”all” orientation=”right” area=”sidebar-1″ background_layout=”light” remove_border=”off” show_border=”on”]

 

[/et_pb_sidebar][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section bb_built=”1″ admin_label=”section” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding=”0px|0px|0px|0px” module_class=”button-schedule” prev_background_color=”#FFFFFF” custom_padding_tablet=”0px|0px|0px|0px” global_module=”571″ next_background_color=”#000000″][et_pb_row admin_label=”row” global_parent=”571″ make_fullwidth=”on” use_custom_width=”off” width_unit=”on” use_custom_gutter=”on” gutter_width=”1″ custom_padding=”30px||0px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”on” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on” padding_top_2=”30px” padding_bottom_2=”30px” padding_left_2=”30px” custom_margin=”0px|0px|0px|0px” background_color_2=”#000000″ padding_top_1=”0px” padding_right_1=”0px” padding_bottom_1=”0px” padding_left_1=”0px” background_position=”top_left” background_repeat=”repeat” background_size=”initial”][et_pb_column type=”1_2″][et_pb_map global_parent=”571″ address=”1705 E Main St b, Gatesville, TX 76528, USA” address_lat=”30.776708552901447″ address_lng=”-96.78259205312497″ zoom_level=”7″ module_class=”absolute_map” _builder_version=”3.2.2″][et_pb_map_pin title=”Blackacre Title Company” pin_address=”1705 E Main St b, Gatesville, TX 76528, USA” pin_address_lat=”31.4351673″ pin_address_lng=”-97.73840259999997″ _builder_version=”3.2.2″ zoom_level=”18″]

1705 E. Main Street, Suite B,
Gatesville, TX 76528

[/et_pb_map_pin][et_pb_map_pin title=”Houston, TX” pin_address=”118 Vintage Park Blvd #601, Houston, TX 77070, USA” pin_address_lat=”29.99458389999999″ pin_address_lng=”-95.57362460000002″ _builder_version=”3.2.2″ zoom_level=”18″]

118 VINTAGE PARK BLVD W #601
HOUSTON, TX 77070

[/et_pb_map_pin][et_pb_map_pin title=”Harker Heights, TX” pin_address=”100 W Central Texas Expy #104, Harker Heights, TX 76548, USA” pin_address_lat=”31.0693068″ pin_address_lng=”-97.66952030000004″ _builder_version=”3.2.2″ zoom_level=”18″]

100 W CENTRAL TEXAS EXPY #104
HARKER HEIGHTS, TX 76548

[/et_pb_map_pin][/et_pb_map][/et_pb_column][et_pb_column type=”1_2″][et_pb_text admin_label=”Office Location” global_parent=”571″ background_layout=”dark” text_orientation=”left” text_font_size=”40px” text_font_size_phone=”30px” text_font_size_last_edited=”on|desktop” use_border_color=”off” border_color=”#ffffff” border_style=”solid” text_line_height=”1.5em” custom_css_main_element=”font-weight: 300 !important;” header_font_size=”40px” header_font_size_phone=”30px” header_font_size_last_edited=”on|desktop” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]

Office Location

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1705 E. Main Street, Suite B,
Gatesville, TX 76528

100 W CENTRAL TEXAS EXPY #104
HARKER HEIGHTS, TX 76548

118 VINTAGE PARK BLVD W #601
HOUSTON, TX 77070

Phone: (254) 865-5558

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